Travel Insurance Providers: 7 Top Choices for 2025
Choosing your travel insurance provider is one of the most important steps before jumping into your next adventure. Whether you’re planning a quick weekend getaway, a long international stay, or something more extreme like mountain biking or scuba diving, the right provider makes all the difference. They aren’t just about covering your trip costs—they’re about protecting your health, belongings, and peace of mind wherever you go.
In this guide, you’ll find the top travel insurance providers for 2025. From major players with broad coverage to niche companies focusing on adventure or medical needs, each offers unique benefits. Let’s break down who stands out and what to look for when picking your perfect travel insurance partner.
1. Berkshire Hathaway Travel Protection
Berkshire Hathaway consistently ranks as a top-tier travel insurer. Known for its strong reputation and solid financial backing, it offers flexible plans with high maximum payout limits—up to $1 million for medical and evacuation benefits. Their plans are especially popular among frequent travelers who want customizable coverage for domestic and international trips.
What makes Berkshire Hathaway stand out include same-day reimbursements, simplified claims processes, and the ability to add coverage for adventure activities or cruises. Their policies often include pre-existing condition waivers if purchased within specific time frames. The company’s focus on transparency and customer support earns high scores in satisfaction surveys.
Best for: Travelers seeking flexible, comprehensive plans with quick claims processing.
Example plan: ExactCare Value offers medical coverage, trip cancellation, and optional add-ons like trip interruption and adventure sports.
2. Allianz Global Assistance
If emergency medical coverage is your main priority, Allianz is a trusted name worldwide. Their plans feature medical coverages up to $1 million and include options for trip delays, baggage loss, and rental car protection. Allianz’s global network of assistance centers ensures help is available 24/7, wherever you are.
They excel at providing affordable plans for travelers who want basic coverage with additional options for adventure sports, trip cancellation, and health services. Allianz is especially appealing due to region-based coverage restrictions that can keep costs in check but still offer strong protection.
Best for: Budget-conscious travelers who want reliable medical coverage and 24/7 assistance.
Popular plan: OneTrip Premier offers comprehensive coverage with high medical and evacuation limits, plus optional adventure sports protection.
3. Travel Insured International
Travel Insured shines with plans designed for families, seniors, and adventure travelers. Their FlexiPAX plan allows up to 75% reimbursement for Cancel For Any Reason (CFAR), making it one of the most flexible options. They also cover a broad range of activities, including high-risk sports, and provide options for long-term travel.
Travel Insured’s claims processing is known to be quick, often within a few days. Their policies can include coverage for equipment, travel delays, and even cover up to nine children at no extra cost when traveling with parents.
Best for: Families, seniors, and adventure travelers needing flexibility and extensive coverage.
Example: The FlexiPAX plan provides a good balance of cost and coverage, suitable for multiple trip types.
4. WorldTrips (AIG Travel)
WorldTrips offers tailored international travel insurance plans with high medical evacuation limits up to $1 million. Their Atlas Travel Medical plan is particularly popular among travelers visiting remote regions, students abroad, and expatriates.
They also offer visas, student plans, and coverage for pre-existing conditions if certain criteria are met. Their policies typically include trip delay, luggage, and emergency assistance, making them a good all-around choice for international travelers.
Best for: International travelers needing high evacuation limits and specialty coverage options.
Key feature: Plans include flexible options for pre-existing condition waivers and long-term coverage.
5. Seven Corners
Seven Corners combines good value with comprehensive coverage options. They’re known for their flexibility around pre-existing conditions and their strong support for adventure travel. Their Cover-More plans include trip cancellation, emergency medical care, and optional add-ons for sports or hazardous activities.
Their plans often feature quick claims processing, with many reimbursements processed within 48 hours. They also provide coverage for travelers with frequent trips, offering annual plans that lock in lower rates.
Best for: Adventure lovers and frequent travelers who want customizable plans.
6. IMG Global
Specializing in international health insurance, IMG provides plans that focus heavily on medical coverage. Their GlobeHopper and other medical-specific policies cover emergency hospitals, outpatient care, and evacuations around the world, including high-risk zones.
IMG plans often incorporate coverage for pre-existing conditions and are popular among expatriates, long-term travelers, and adventure seekers. Their customer service is highly rated, especially for complex international claims.
Best for: Travelers needing extensive emergency medical and evacuation coverage abroad.
7. GeoBlue
GeoBlue, affiliated with Blue Cross Blue Shield, is a favorite among health-conscious travelers. They offer plans with high medical limits, access to global doctors, and telehealth services. Their coverage extends to high-risk activities, including diving and skiing, making them suitable for adventure sports enthusiasts.
Their focus on health plans instead of trip cancellation makes them ideal for medical travelers and expatriates. If your trip has a significant health component, GeoBlue provides some of the best coverage options.
Best for: Medical travelers, expats, and adventure sports fans.
Wrapping Up
Picking the right travel insurance provider isn’t just about prices. It’s about understanding your needs—medical coverage, trip flexibility, adventure sports, or family plans—and matching them with a provider that offers reliable support and clear policies. Top providers like Berkshire Hathaway, Allianz, WorldTrips, Seven Corners, IMG, and GeoBlue each stand out for their strengths.
As you prepare for your next trip, take time to compare plans, read reviews, and understand what coverage is included. Remember, the best insurance plan protects your trip, your health, and your peace of mind.
Travel safe and enjoy every moment—knowing you’re protected by a provider that understands your needs.
Disclaimer: Always verify current details directly with the provider before purchasing, as policies and coverage limits can change. This article offers a general overview and is not tailored advice.
Ready for your next adventure? Start by choosing a plan that matches your travel needs perfectly.